Ford service credit card is given by Citibank. This credit card is a store branded card. You can qualify for this credit card with a credit score below 650. This credit card can be used at ford service stations, it has a low credit card requirement and no introductory APR rate. This credit card is ideal for individuals looking to make a ford purchase. Getting this card not only gives you a good range of spending options but also a close connection with the ford motor brand and a wide range of credit programs that are more attractive and offer more incentives than using other lines of credit. This credit card is made to make ford servicing more affordable; it gives more flexibility and also provides extra benefits that you would not get at other standard servicers.
How the Card Works
This card is a good option for those who plan on purchasing from ford automotive services such as buying spare parts, accessories, tires, service plans, and lots more. This card offers no interest over six months on purchases of $199 or above, no interest over 12 months on purchases of $499 or over. No interest is applied to the balance if you make a minimum payment each month, this will be specified once you have made the purchase. The annual percentage rate of the card depends on your creditworthiness, this could be about 25%. This card has no annual fee. To pay for your ford credit card bills, you can pay over the phone or set up an advance payment from another account through JPMorgan chase, you can equally pay by money gram and western union. This credit card offers a credit account manager that can be used to manage your credit card and also make bill payments. To get qualified, you require a credit score of 650-850. Its purchase APR is 30.24% this is variable, however, this is based on your creditworthiness and prime rate.
Benefits
- No annual fee
- Special financing options are available
- Your account activity is reported to three different bureaus
- Extended service plans are made available with ford service credit card
- You receive a loaner car when you take your car into the shop.
Cons
- High-interest rates
- No sign up bonus
- High purchase APR.
How to Apply
- Open your web browser and visit ford service credit card official website
- On the homepage, locate and tap on ‘apply now ‘
- On the application page, enter your first name, last name, middle name, email address, residential address, suite, city, state, zip code, phone number
- Fill in your financial information such as your monthly mortgage, total annual net income
- Enter your social security number
- Fill in your date of birth
- Read and agree to the terms and conditions
- Then, tap on the blue submit application button.
To have access to your account;
- Visit ford official website
- On the page, tap on ‘manage your account’
- Fill in your username and your password
- Then, tap on ‘sign in’.
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