The Starbucks visa credit card helps you earn rewards and free drinks for your morning routines. With this card, you earn special cardholder perks at Starbucks, perks such as eight complimentary Barista picks (food or drinks) annually, with one awarded every six weeks beginning 45 days after opening your account. With this credit card, you can earn up to three stars for every $4 you spend outside Starbucks stores. This credit card also offers a rewards program meant to operate in tandem with your rewards membership. These rewards are very attractive, and they are good for individuals who plan to use them to slurp up more Starbucks menu item. This credit card is suitable for individuals who frequently stop by Starbucks to get their coffee fix. The Starbucks rewards visa credit card will enroll you in its program, this features refills on brewed coffee and tea that you order during the same visit.
How the Card Works
Despite the perks this credit card comes with, there are also some setbacks to the card. You only earn one star for every $2 you spend at grocery stores, on local transit, or on internet, cable, or via phone services. You earn one star for every $4 you spend on eligible purchases outside of Starbucks stores which is a very low reward rate. You also earn only one star for every $4 you spend if you use this credit card to load funds to your registered Starbucks in the store. It is more interesting and beneficial to load funds onto your registered Starbucks card via the app or online, which means you earn one Star per $1 you spend. Your earned stars can only be redeemed at participating Starbucks locations. This credit card comes with $0 intro, then $49 after the first-year annual fee. The card is more enjoyable if you visit Starbucks frequently. Starbucks rewards program is more reachable to its users by lowering the threshold at which you can start earning and redeeming points. Starbucks has removed elite status as one of the requirements for earning and redeeming your points. You get a sign up bonus of 6,500stars if you spend $500 in the first three months. Its APR is variable, it is within 15.99-22.99% on purchases and balance transfers. It has a cash advance of APR of 24.99%. You also earn 300 stars the first time you make use of the card to add money to your account.
Before applying, you need to first sign up to be a starbucks rewards member.
How to Apply
- Visit Starbucks official website on your web browser
- On the homepage, scroll down and fill in your Starbucks rewards login ID if you are a member
- If you are not a member, tap on ‘join now ‘
- Create your account by entering your personal information such as your first name, your last name, email address, password, and date of birth
- Read and agree to Starbucks rewards terms and conditions
- Then tap on “continue”
Once you become a member, you can now apply for the credit card.