Apply for Neo Credit Card – Neo Credit Card | Axis Bank Neo Credit Card Eligibility

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  • Introduction
  • Benefits
  • Requirements
  • How to Apply for Neo Credit Card
  • Charges
Apply for Neo Credit Card


Axis bank launched the Neo credit card for customers who make most of their purchases online. With this card, you can avail several offers, cashback benefits, and reward points from leading online shopping portals such as Amazon, Flipkart, Bookmyshow, Myntra, etc. The Neo credit card offers a wide range of offers, privileges, and benefits. Neo credit card comes with an embedded EMV chip to make your online transactions very secure.

The limit for the Neo credit card is given at the discretion of the bank. The credit limit offered to the cardholder is based on a number of factors which may include; credit history, credit report, credit score along with your past and ongoing debts. The offline payment methods include cheque, cash, draft, and ATM payments. The online payment methods include; auto-debit option, NEFT transaction, net banking, mobile banking, etc.


With Neo credit card, users get benefits such as;

  • Movie vouchers
  • Jabong gift voucher
  • Dining benefits at partner restaurants in India under Axis bank
  • Lost card liability insurance is given
  • Welcome offers from Amazon, cashback offers, etc.
  • Make easy EMI payments for your travel booking made on Yatra and Goibibo


  • Correctly filled credit card application form
  • A copy of PAN card or form 60
  • Identification proof, PAN, driving license, etc.
  • Income proof; latest payslips etc.
  • Residence proof; passport, ration card, electricity bill, etc.
  • Passport size photograph of the applicant
  • The age of the cardholder must be between 18 to 70years

Additional documents may be requested for.

How to Apply for Neo Credit Card

Begin application on the Neo app by entering some information. If you’re qualified, you will be invited to apply for a new card. Applicants can apply for Neo credit card online through the Axis bank website. Here are the steps to follow;

  • Check your eligibility status for the card by clicking on check eligibility
  • Submit the information that were asked for
  • Upload the document when you are asked to do so
  • Make use of the tracking ID on the track application process and get the application status

After a successful application, the bank may take up to two to three weeks to send the credit card to your communication address. Non-resident Indians can also apply for Neo credit card, provided you have all the correct KYC documents for the application for the credit card to be successful.

You can withdraw cash using the Neo credit card at any time. There is a particular amount of cash that can be withdrawn at any given point in time. After the application for the new neo credit card, you can check the status on your new Neo credit card by either calling the customer care number and quoting your application or reference number or by simply tagging into your net banking portal where you will simply find the option to view the status of your application.


  • Finance charges on overdue amount = 3.9%
  • Cash withdrawal fee = 2.5% of the transaction amount
  • Cash payment fee at the bank branch = Rs. 100

Late payments fee;

  • Less than Rs.100=nil
  • Between Rs. 101-300=100
  • Between Rs. 301-1000=300
  • Between Rs. 1001-5000=500
  • Between Rs. 5001-20000=600
  • Above 20,000=700
  • Foreign currency transaction fee=3.5% of the transaction amount.

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