The journey student credit card is given by Capital One. This credit card is fit for international travelers and students traveling abroad. The card is quite easy to get. It requires just an average credit rating. With absolutely no foreign and annual fee, this credit card can kick start your lifetime journey to building a good credit score. As a young adult, going to college for the first time marks an exciting endeavor in young adult’s life it is very important to carry the right credit card to begin building your credit history immediately. It provides a very convenient way to pay for books, meals, etc. with your friends. This credit card is ideal for students who are just learning how to manage their credit. This credit comes with amazing benefits that are custom-built for students just starting their credit journey. The most amazing benefit is that it has no foreign annual fee attached to it. It provides ways to help you manage your money.
How the Card Works
This credit card provides $0 fraud liability if your card is lost or stolen. You can manage your credit through capital one’s credit wise app. You can set your monthly due date and ramp up your rewards to 1.25% up to 1% even, this is applicable each month you pay your bill on time. You can earn 1% to 1.25% cash back on every purchase you make when you use the card. Your rewards never get to expire. Your rewards come in the form of a statement credit to lower your bill and you can redeem them at any time via your capital one account or your mobile app. This card does not offer a welcome bonus. It charges $10 or 3% for each advance fee. It has no introductory APR. It has an APR of 26.99%, however, this is variable on purchase and balance transfers with absolutely no introductory period.
- You can easily manage your account via the app
- You have access to a list of merchants that charge your credit card monthly
- It offers rewards program
- You can get a new card if your card is lost or stolen
- No annual fee
- No foreign transaction fees
- You can monitor your credit profile
- You can earn one percent cash back on every purchase
- You earn $5 monthly for one year on select streaming subscriptions.
How to Apply
Endeavor to follow the guidelines given below if you want to apply;
- Visit journeys students credit card application page
- When the page loads, tap on ‘apply now ‘
- Enter your personal information such as your first name, last name, middle name, date of birth, social security number
- Indicate if you are a US citizen
- Enter your residential information such as your zip code, suite, city, state, email address, phone number
- Enter your financial information such as your annual income, mortgage, employment status
- Select a suitable bank account
- Choose a language you would prefer for further communication
- Read through the terms and conditions and accept
- Lastly, tap ‘continue ‘.