App Like Affirm: 8 Apps and Sites Like Affirm

What is Affirm App

Affirm is an app that lets users shop stress at their favorite stores and pays overtime with flexible buy now and pays later payment. With Affirm there will be no late fees, penalties, or hidden costs of any kind.

How Affirm Works

1. With affirm you can find your favorite stores and fill in your shopping cart.
2. You can also choose from different payment options which fit your budget such as flexible payment option. Affirm platform will never charge more than you see upfront.
3. Affirm platform take some time to check users’ eligibility to see if you are good to go for the transaction. The credit check takes a moment and it won’t affect your credit score.
4. With affirm you can complete your purchase online or at any physical store with apple pay of Google pay.

Benefits of Affirm App

• Buy now, pay later at almost any store.
• A simple credit check with no effect on credit score.
• Get exclusive offers and sales as low as 0% APR.
• Manage your account and make payment easily.
• Open a high yield savings account with no minimums and no fees.

Affirm Alternatives (Apps Like Affirm)

Just in case you fall into any issue while using the affirm platform or you decide to switch you can fall back to any of these alternatives:

1. Sezzle: Sezzle just like affirm is an app with the buy now, pay later feature and a good flexible payment plan. Sezzle set itself apart by giving customers access to reschedule payments and give themselves up to two weeks additional time.
2. Afterpay: Afterpay is the best buy now, pay later for student because it utilizes smart credit limits to ensure that users can afford to pay for purchases. Also, users of afterpay credit card can split any eligible charge over $100 into four with no interest payments, which can be very helpful for students.
3. Splitit: Splitit has a no credit check feature, instead of issuing users more credit, splitit uses your existing Visa and Mastercard credit cards to make purchases.
4. Perpay: perpay is the most recommended buy now, pay later app for those with bad credit because it does not check credit history and uses users verified income to set users spending limit.
5. PayPal Pay in 4: this app is the best for small purchases on buy now, pay later because it focuses on transactions of range $30 to $1500.
6. Klarna: Klarna offer users large purchases because it has up to 36 months of financing and its virtual card numbers can be used at any online or in person retailer.
7. Karrot: Karrot offers personal loans online in minutes, With online personal loans of up to $35, 000 with a 36 to 60 months payment terms and fixed rates as low as 6.44% APR for the life of the loan.
8. Earnest: Earnest is a free proprietary technology enabled lender that evaluates a person’s full education, employment and financial profile.

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