The International Association of firefighters (IAFF) rate advantage credit card is a union endorsed by the IAFF union. With these cards, users receive exclusive union membership protections and discounts. However, IAFF rate advantage credit card is issued by Capital One. This card requires excellent credit for approval and a credit line of $500-$7,500. Cardholders enjoy a low-interest rate, also zero annual fee charge. IAFF rate advantage credit card comes with great benefits and features, which makes it a price pick. Cardholders have access to high credit line when they make their first five payments on time. The IAFF MasterCard offers hardship grants, user get rebates and discounts, and also MasterCard benefits. This card offers 0% intro APR, for the first 15 months on purchases and transfers.
Benefits
- The IAFF rate advantage MasterCard comes with several benefits, they include;
- Users enjoy a low-interest rate
- Zero annual fee
- Enjoy 0% intro APR, for the first 15 months on purchases and transfers; 12.9-22.9% variable APR, 3% fee for each transfer that posts to your account with the first 15 months
- Gives hardship grants
- Offers MasterCard benefits
- It is eligible for cardholders who have lost significant income for the long term
- Covers hospital expenses
- The MasterCard offers users union member hardship protections.
How the Card Works
The IAFF MasterCard is accepted anywhere the MasterCard is accepted. However, this card is only available to IAFF members. This card provides you with access to a number of identity theft resolution services. IAFF offers three credit cards which are primary access, rate advantage, and cash rewards. Whichever credit card you choose, after 90 days, you may be eligible for hardship grants. All grants accepted for users are paid by check. IAFF members are qualified for union plus negotiated benefits and discounts. It has an APR of 23.24%.
How to Successfully Apply for IAFF Rate Advantage Credit Card
To successfully apply for this credit card, certain criteria needs to be met, they include the following;
- The card is valid for current union members, retired union members, family members of a current union member, members of working America, Washington DC, or a US military location
- Applicants are to provide their union name and union local number.
To successfully apply for the credit card, follow the steps below;
- Simply visit the IAFF primary access MasterCard application page
- As soon as the page loads, scroll down and click on the apply now button
- On the application page, enter your personal information such as; first name, middle name, last name, date of birth, social security number
- Choose the union you belong to
- Tick if you are a citizen or not
- Fill in your contact information such as; residential address, suite, zip code, city, state, email address, phone number
- Go down and enter your financial information such as; employment status, total annual income, monthly rent
- Indicate if you have any bank account
- Go through the terms of electronic communications disclosure
- Scroll down and click on continue
- Your details will be displayed, check if they’re all correct
- If it is, click on the continue button
- Then click on the submit application button.
- You may not be approved instantly; it may take 7-10 working days to get approval.
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