•Introduction
In August 2019, Apple released the Apple credit card. This card is linked to Apple pay and it is built right into the wallet app. Apple is in partnership with Goldman Sachs for the credit card, this credit card still works like a traditional card for all of your transactions. Apple initially made the card available to a selected number of customers in early August before opening up the card to everyone later on. The Apple card is designed to work with any other credit card or debit card stored in the wallet app. You can easily set it as the default card and use it for in-store purchases on iPhone and online purchases on Apple Watch, iPhone, iPad, and Mac.
If you need to pay for purchases that can’t be made with Apple pay, you can use the physical version of the Apple card that was assigned to you. Apple also partners with MasterCard. With Apple card, you can make your digital Apple pay payments, but Apple also provides a physical card. The physical card does not support contactless payment itself, you need to use your iPhone for Apple pay payments. The apple card offers good integration with the wallet app on the iPhone, but it can also be used on the iPad, Apple watch and the Mac for making purchases. There is a credit limit for Apple card. Apple pay payments can be made directly on an iPhone or iPad using wallet app. This card has an offers an APR between 10.99 percent and 23.99 percent based on your credit score. Apple has no annual fees, international fees, fees for making a late payment or fees for exceeding your credit limit.
•Benefits
1) No annual fee
2) No foreign fee
3) No late fee payment
4) It comes with security features
5) You can easily make payments with your card via Apple pay
6) You receive 2 percent cashback anytime you pay with your Apple watch
7) It does not charge reward redemption fees.
•How to apply for Apple Credit Card
> Open your web browser and visit Apple card website on your iPad, iPhone, Mac
> On the homepage, search for the apply now button and tap on it
> On the login page, tap on the blue apply now button
> Before applying, enter your Apple ID on its provided field
> If you don’t have one, create yours by clicking on the link that says ‘create yours now’
> On the next page, create your ID by entering your first name, last name, country, birthday, fill in a username which is your new Apple ID, password, confirm password, also enter your country dialing code and your phone number
> Go down and type in the characters in the image that will be displayed
> Tap on the blue continue button
> An email with a verification code will be sent to you via your email address, check the mail and enter the code and tap on continue
> A code will be sent to your mobile number, enter the code and tap on the continue button
> You will be taken to the application page, fill in the required information to complete your application process.
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